11 Aug SIP Calculator – Calculate Returns on SIP online

SIP

What is SIP?

SIP is very popular method of investment in mutual funds now-a-days. It means Systematic Investment Plan. There are two prevalent methods of investing in mutual funds: SIP and Lump Sum. SIP allows a person to invest small fixed amounts regularly (weekly, monthly, and quarterly). To build wealth over the long term, a small investor can adopt this well-disciplined approach. SIP saves a retail investor from the ups and downs market because money is invested in small amounts and on regular intervals.

A SIP calculator helps you calculate how much return you can expect by investing your funds on regular intervals. Based on the expected annual return rate, you get a guess estimate on the future value of any regular SIP; however actual returns may vary depending upon various factors. You cannot find accurate returns you get in your hands. SIP calculator gives you a rough guess of return.

Advantages of SIP:

In SIP method, the amount is invested on monthly basis, so there is no impact of market ups and downs.
Automating your investment (monthly payment is deducted automatically) can be an amazing strategy to building guaranteed returns.
SIP stays you committed towards your financial goals.
SIP is very easy to start/cancel SIP anytime and it is flexible option.

SIP Calculator –Check your estimated returns on investment

SIP Calculator is online tool to determine guess return on your investment.

How to use SIP calculator

Open SIP calculator
Enter Investment Amount
Enter Investment type (Weekly, Monthly, Quarterly)
Enter Expected Rate of Interest.
You can add adjust for inflation too. But it is not compulsory. You can skip it with no inflation.

For Example

You add 1000/month for 10 years @ 12% ROI with no inflation

Your result will be

First you will see expected amount you will receive

Then you see total invested amount

After it you will see total earned amount on investment (In said period and ROI without inflation

Result)

1000/-month for 10 years: 120000/-

232339 (Total expected amount)

120000 (Total investment)

1, 12,339 (Total amount earned on investment)

You can also find Loan EMI Calculator here  in other post.